{"id":10288,"date":"2022-08-09T06:41:59","date_gmt":"2022-08-09T06:41:59","guid":{"rendered":"https:\/\/worknow.vn\/credit-analyst\/"},"modified":"2023-06-01T09:45:26","modified_gmt":"2023-06-01T09:45:26","slug":"phan-tich-tin-dung","status":"publish","type":"page","link":"https:\/\/worknow.vn\/vi\/phan-tich-tin-dung\/","title":{"rendered":"Ph\u00e2n T\u00edch T\u00edn D\u1ee5ng"},"content":{"rendered":"
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Ph\u00e2n T\u00edch T\u00edn D\u1ee5ng<\/p><\/div>[vc_row_inner][vc_column_inner][vc_empty_space height=”10px”]

M\u00f4 t\u1ea3 c\u00f4ng vi\u1ec7c Ph\u00e2n T\u00edch T\u00edn D\u1ee5ng<\/h4>

Tr\u00e1ch nhi\u1ec7m c\u1ee7a nh\u00e0 ph\u00e2n t\u00edch t\u00edn d\u1ee5ng bao g\u1ed3m vi\u1ec7c ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u00edn d\u1ee5ng v\u00e0 th\u00f4ng tin t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi, c\u00f4ng ty \u0111ang xin c\u1ea5p t\u00edn d\u1ee5ng ho\u1eb7c cho vay \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh r\u1ee7i ro c\u1ee7a h\u1ecd \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, ng\u01b0\u1eddi cho vay ho\u1eb7c c\u1ea5p t\u00edn d\u1ee5ng kh\u00e1c. M\u1ee9c \u0111\u1ed9 r\u1ee7i ro \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh kho\u1ea3n vay ho\u1eb7c h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng s\u1ebd \u0111\u01b0\u1ee3c c\u1ea5p, v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a kho\u1ea3n vay, bao g\u1ed3m c\u1ea3 l\u00e3i su\u1ea5t. C\u00e1c nh\u00e0 ph\u00e2n t\u00edch t\u00edn d\u1ee5ng s\u1ebd chu\u1ea9n b\u1ecb c\u00e1c b\u00e1o c\u00e1o d\u1ef1a tr\u00ean nh\u1eefng ph\u00e1t hi\u1ec7n c\u1ee7a h\u1ecd \u0111\u1ec3 gi\u00fap \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c cho vay v\u00e0 uy t\u00edn t\u00edn d\u1ee5ng.<\/p>\n

H\u1ecd l\u00e0 nh\u1eefng c\u1eed nh\u00e2n d\u1ec5 th\u00edch \u1ee9ng, t\u1ef1 tin, \u0111\u00e1ng tin c\u1eady v\u00e0 n\u0103ng \u0111\u1ed9ng v\u1edbi k\u1ef9 n\u0103ng qu\u1ea3n l\u00fd th\u1eddi gian t\u1ed1t, gi\u1ecfi v\u1ec1 chi ti\u1ebft v\u00e0 kh\u1ea3 n\u0103ng l\u00e0m vi\u1ec7c hi\u1ec7u qu\u1ea3 d\u01b0\u1edbi \u00e1p l\u1ef1c. K\u1ef9 n\u0103ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin, ph\u00e2n t\u00edch, to\u00e1n h\u1ecdc, x\u00e3 h\u1ed9i, giao ti\u1ebfp, gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 v\u00e0 l\u00e0m vi\u1ec7c nh\u00f3m t\u1ed1t c\u0169ng r\u1ea5t h\u1eefu \u00edch.<\/p>\n

B\u1eb1ng c\u1ea5p v\u1ec1 nghi\u00ean c\u1ee9u kinh doanh, qu\u1ea3n l\u00fd, th\u1ed1ng k\u00ea, t\u00e0i ch\u00ednh, to\u00e1n h\u1ecdc, k\u1ebf to\u00e1n ho\u1eb7c kinh t\u1ebf c\u00f3 th\u1ec3 gi\u00fap \u00edch, c\u0169ng nh\u01b0 c\u00e1c ch\u1ee9ng ch\u1ec9 MBA ho\u1eb7c b\u1eb1ng c\u1ea5p sau \u0111\u1ea1i h\u1ecdc \/ch\u1ee9ng ch\u1ec9 chuy\u00ean m\u00f4n. \u0110\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c ch\u1ee9ng ch\u1ec9 Chuy\u00ean vi\u00ean Ph\u00e2n t\u00edch T\u00e0i ch\u00ednh c\u00f9ng v\u1edbi ch\u1ee9ng ch\u1ec9 Ph\u00e2n t\u00edch \u0110\u1ea7u t\u01b0 T\u00e0i ch\u00ednh (CFA) l\u00e0 h\u1ed7 tr\u1ee3 l\u1edbn trong ngh\u1ec1 nghi\u1ec7p n\u00e0y.<\/p><\/div><\/div><\/div>[vc_empty_space height=”30px”]

Nhi\u1ec7m v\u1ee5 chung c\u1ee7a Ph\u00e2n T\u00edch T\u00edn D\u1ee5ng<\/h4>

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  • \u0110\u00e1nh gi\u00e1 d\u1eef li\u1ec7u t\u00edn d\u1ee5ng v\u00e0 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 r\u1ee7i ro khi cho h\u1ecd vay ti\u1ec1n<\/li>\n
  • L\u1eadp b\u00e1o c\u00e1o v\u1ec1 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro khi cho kh\u00e1ch h\u00e0ng vay ti\u1ec1n<\/li>\n
  • Ph\u00e2n t\u00edch h\u1ed3 s\u01a1 kh\u00e1ch h\u00e0ng v\u00e0 s\u1eed d\u1ee5ng d\u1eef li\u1ec7u \u0111\u1ec3 \u0111\u1ec1 xu\u1ea5t k\u1ebf ho\u1ea1ch chi ti\u00eau<\/li>\n
  • Th\u1ea3o lu\u1eadn v\u1edbi c\u00e1c hi\u1ec7p h\u1ed9i t\u00edn d\u1ee5ng v\u00e0 t\u00e0i li\u1ec7u tham kh\u1ea3o \u0111\u1ec3 trao \u0111\u1ed5i th\u00f4ng tin t\u00edn d\u1ee5ng v\u1ec1 kh\u00e1ch h\u00e0ng<\/li>\n
  • \u0110\u00e1nh gi\u00e1 t\u00ecnh tr\u1ea1ng t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng b\u1eb1ng c\u00e1ch t\u1ea1o ra c\u00e1c ch\u1ec9 s\u1ed1 t\u00e0i ch\u00ednh th\u00f4ng qua c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh m\u00e1y t\u00ednh<\/li>\n
  • Vi\u1ebft c\u00e1c \u0111\u01a1n xin cho vay bao g\u1ed3m b\u1ea3n t\u00f3m t\u1eaft ph\u00e2n t\u00edch t\u00edn d\u1ee5ng v\u00e0 y\u00eau c\u1ea7u kho\u1ea3n vay, sau \u0111\u00f3 g\u1eedi c\u00e1c \u0111\u1ebfn c\u00e1c \u1ee7y ban kho\u1ea3n cho vay \u0111\u1ec3 h\u1ecd ph\u00ea duy\u1ec7t<\/li>\n
  • H\u1ed7 tr\u1ee3 chu\u1ed7i cung \u1ee9ng, c\u00e1c b\u1ed9 ph\u1eadn b\u00e1n h\u00e0ng v\u00e0 ti\u1ebfp th\u1ecb trong vi\u1ec7c qu\u1ea3n l\u00fd c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh \u0111\u1ec3 gi\u00fap h\u1ecd ki\u1ec3m so\u00e1t r\u1ee7i ro t\u00edn d\u1ee5ng, thanh to\u00e1n \u0111\u00fang h\u1ea1n v\u00e0 gi\u1ea3m r\u1ee7i ro tranh ch\u1ea5p kh\u00e1ch h\u00e0ng<\/li>\n
  • Trao \u0111\u1ed5i v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 x\u00e1c minh c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh \/ t\u00edn d\u1ee5ng c\u1ee7a h\u1ecd v\u00e0 gi\u1ea3i quy\u1ebft c\u00e1c khi\u1ebfu n\u1ea1i.<\/li>\n<\/ul>\n

    K\u1ef9 n\u0103ng:<\/p>\n

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    • Th\u00e0nh th\u1ea1o MS Office v\u00e0 s\u1eed d\u1ee5ng m\u00e1y t\u00ednh th\u00f4ng th\u01b0\u1eddng<\/li>\n
    • Kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd th\u1eddi gian hi\u1ec7u qu\u1ea3 cho c\u00e1c d\u1ef1 \u00e1n trong m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c \u00e1p l\u1ef1c cao, v\u1edbi m\u1ee9c \u0111\u1ed9 gi\u00e1m s\u00e1t kh\u00e1c nhau<\/li>\n
    • T\u1eadp trung v\u00e0o chi ti\u1ebft v\u00e0 kh\u1ea3 n\u0103ng ph\u00e1t hi\u1ec7n nh\u1eefng sai kh\u1edbp trong d\u1eef li\u1ec7u<\/li>\n
    • Hi\u1ec3u bi\u1ebft to\u00e0n di\u1ec7n v\u1ec1 c\u00e1c b\u00e1o c\u00e1o t\u00e0i ch\u00ednh, ch\u1ec9 s\u1ed1 v\u00e0 kh\u00e1i ni\u1ec7m<\/li>\n<\/ul>\n

      Tr\u00ecnh \u0111\u1ed9 chuy\u00ean m\u00f4n: T\u00e0i ch\u00ednh, K\u1ebf to\u00e1n ho\u1eb7c c\u00e1c l\u0129nh v\u1ef1c li\u00ean quan kh\u00e1c<\/p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

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